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RAM Law Partner Jay Mascolo Talks About Tort Threshold or Verbal Threshold on Your Car Insurance Policy

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You may see something in your car insurance policy called tort threshold or verbal threshold. What this means is if a person recovers money in a personal injury claim from a car accident you have to have a permanent injury. A permanent injury is sustained medical treatment and diagnostic testing, usually in the form of an MRI, an X-ray or CAT scan. A treating physician will render an opinion that your injury is permanent in nature within the standards that are defined by the law.

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RAM Law
Multiple Offices Across New Jersey

New Brunswick

111 Livingston Avenue
New Brunswick, NJ 08901

Phone: (732) 247-3600

Somerville

21 North Bridge Street
Somerville, NJ 08876

Phone: (908) 448-2560

Freehold

31 W. Main Street 1st Floor
Freehold, NJ 07728

Phone: (732) 828-2234