RAM Law Partner Jay Mascolo Talks About Tort Threshold or Verbal Threshold on Your Car Insurance Policy

You may see something in your car insurance policy called tort threshold or verbal threshold. What this means is if a person recovers money in a personal injury claim from a car accident you have to have a permanent injury. A permanent injury is sustained medical treatment and diagnostic testing, usually in the form of an MRI, an X-ray or CAT scan. A treating physician will render an opinion that your injury is permanent in nature within the standards that are defined by the law.