Bedminster Car Accident Lawyers

One small lapse in judgment on the road, one small instance of distracted driving, and a Bedminster car accident can turn your life upside down in an instant. Depending on the severity of your injury, a collision can leave you with debilitating physical injuries, emotional distress, and mounting financial burdens—or worse, the death of a loved one. In fact, New Jersey alone saw more than 680 collision-related fatalities statewide in 2024.

What Should You Do After a Car Accident in Bedminster?

Seek medical attention immediately after any accident to treat any injury you might have suffered, including internal injuries that you did not notice at first, which can get worse if they go untreated. While on the phone with 911 to request medical aid, report the accident to the authorities. Not only does New Jersey law mandate reporting an incident in the case of injury, death, or property damage over $500, but the generated police report will also help you prove your side of the story.

After you have requested both medical and police assistance, collect the contact information of the other driver and of any eyewitnesses, take photos of the accident, note down your experiences via a voice memo or a notepad, and call your insurance company to report the collision.

However, be careful about speculating on the cause of the accident or volunteering any information to the insurance adjusters until you have spoken with an experienced car accident lawyer in your area. Insurance adjusters often attempt to downplay your injuries or lowball you an initial, rushed settlement to save money, but these initial settlements often do not cover the extent of your damages.

How Do You Prove Fault in a Car Accident Case?

Once you contact a lawyer to file a claim or a personal injury lawsuit, you will need to prove that the other driver’s negligence caused your collision. In other words, you will need to prove fault. This burden of proof will heavily influence how much compensation you can claim because of New Jersey’s comparative negligence system, which can reduce your final payout if the court or insurance agency finds you partially at fault for the accident.

In order to establish fault, you will need to provide the photographs that you took of the accident scene, any medical records from your initial examination, the police reports from the first responders, any eyewitness statements, and even analysis from accident reconstruction experts.

Can You Pursue a Personal Injury Lawsuit in New Jersey for a Car Accident?

Because New Jersey is a no-fault state, no matter who bears the responsibility for your accident, you will usually need to file a claim with your own insurance provider to cover your costs.

However, if your insurance policy does not sufficiently cover your injuries, you may have legal options.

New Jersey drivers are required by law to purchase car insurance before registering and driving their vehicles. They may choose either a basic or standard policy while choosing their coverage. A basic insurance policy provides personal injury protection (PIP), liability insurance, uninsured motorist insurance, and a limited right to sue. This limited right allows you to file a personal injury lawsuit to make up the difference between your coverage and costs, but you can file a personal injury lawsuit only if you suffered from catastrophic injuries.

If you opt for a standard insurance policy, however, you can choose either the limited or unlimited right to sue. The latter allows you to bring a lawsuit regardless of the damage you suffered.

What Types of Compensation Can You Pursue in Bedminster?

When you file a successful personal injury lawsuit, you can usually claim two types of damages: The first kind, economic damages, allows you to recover compensation for tangible losses, including medical expenses, lost wages, and property damage. The second type, non-economic damages, helps address the emotional toll of the accident, such as loss of enjoyment of life and mental anguish.

In rare cases, if the court decides that the at-fault driver acted particularly recklessly or egregiously, it may award you punitive damages to hold the responsible party accountable and deter similar behavior in the future.

What Are the Common Challenges in New Jersey Car Accident Cases?

New Jersey imposes a time limit on car accident victims. If you want to file a personal injury lawsuit to cover the disparity between your insurance coverage and your accident-related costs, you need to do so within two years from the date of the accident. If you miss this statute of limitations, you could lose your right to pursue compensation.

Additionally, if you need to file a lawsuit to cover your costs, you might find that the at-fault driver does not possess the assets necessary to pay out your damages. In these cases, we highly recommend speaking with a qualified lawyer in your area to look into your possible options.

Why Is Legal Representation Necessary in a Car Accident Case?

If an insurance agency decides to deny your claim or offer a low settlement, the best way to combat their tactics is by hiring an experienced car accident lawyer to advocate for you. They can level the playing field by managing communication with the insurance company and fighting for the compensation you deserve.

Plus, if you need to bring your case to court, your lawyer’s knowledge of New Jersey’s personal injury laws and courtroom experience will help you build your strongest case possible and uphold your rights at every stage of the process. A dedicated car accident lawyer will take the time to understand your unique situation and provide personalized legal guidance, investigate the accident, negotiate with other insurers and lawyers, and alleviate your stress so that you can focus on recovery.